Businessowners Policy


The Businessowners Policy (BOP) is designed for small to medium size businesses.

BOP policies are structured and priced to fill the need of a multitude of businesses which have similar risk characteristics. The basic concept is that small businesses of all kinds have more in common with each other than they do with large risks in the same kind of business.

BOP policies may be written for eligible retail, apartment, office, service, and processing risks and are available for owners of buildings and tenants of retail, service, and processing operations. In addition to the type of business for which coverage is being sought, the building height, area square footage, number of units and annual gross sales are determining factors for eligibility under the BOP program.