Loss Prevention
Always be prepared. It’s a good life motto that can help you manage through an unexpected emergency, like a loss to your home or small business. To help you plan and prepare, we’ve put together some information to get you started.
Preparing for a Wildfire
Wildfires are unplanned fires that burn in natural areas like forests, grasslands or prairies. These dangerous fires spread quickly and can cause a lot of damage. Here are some resources to help you prepare for wildfires.
Ready.gov
A National public service campaign designed to educate and empower people to prepare for, respond to and mitigate emergencies, including natural and man-made disasters.
Visit websiteReady for Wildfire by CalFire
What to know before, during and after a wildfire. Get prepared for wildfire before it strikes by following the Plan, Know, Act steps.
Visit WebsiteCalFire Action Plan
A guide with information recommended by Cal Fire of what you can do to stay prepared in case you have to evacuate your home. It's best to follow directions given by your local government authority during any emergency.
View planWildfire Home Assessment & Checklist
Use this checklist to help determine what parts of a home and the surrounding property may be most vulnerable during a wildfire.
View checklist
Home Inventory
It’s a good idea to start with a home inventory of your items. Here are some ideas on how to create an inventory.
Make a video
The easiest way to start your inventory is by walking through your home and capturing video on your cell phone. A video alone will not be enough in a home insurance claim, but if you have one, you can use it as a reference to make an itemized list, and it can serve as part of your "proof of loss."
Save receipts
It's also a good idea to save receipts for items you've purchased. Keep them in a safe place, such as a fireproof safe. Another option is to save the receipts as photos on
your phone.
Create a list
Document the items in your home by room. Include a brief description, the purchase date and price for each item. Use this form to get started.
Download Home Inventory TemplateNeed more inventory tips?
The California Department of Insurance has put together a home inventory guide with useful information on keeping a home inventory.
Earthquake Risk and Preparedness
No one can predict when or where an earthquake will strike, but you can prepare yourself and your family before one hits. Practice earthquake safety and make an earthquake preparedness plan today.
Do you need coverage?
For more information and to discuss your insurance needs, please contact a licensed broker.
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