Key Statistics & Data

Key Statistics & Data

Increasing risks due to climate-driven wildfires and a lack of adequate insurance rates have resulted in fewer coverage options available to consumers in the voluntary market. As more insurers have declined to provide new coverage or renew existing policies, more Californians have turned to the FAIR Plan for the basic property coverage they need.


The FAIR Plan will update the following information on a quarterly basis. Statistics and data represent the latest available information through December 2023.


The FAIR Plan Faces Increased Exposure

As of December 2023, the FAIR Plan’s total exposure is $311.64 billion, reflecting a 27% year-over-year increase since 2019.

Total Dwelling & Commercial Policies in Force (PIF)

Since 2019, Dwelling policies have increased by 113% and Commercial polices have increased by 122%, contributing to a 29% year-over-year increase in the total number of new FAIR Plan policies through December 2023.

The FAIR Plan’s Highest Wildfire Exposures