The FAIR Plan is an association located in Los Angeles comprised of all insurers authorized to transact basic property insurance in California. Coverage is available to all California property owners, provided submission guidelines are met.

 

The FAIR Plan provides insurance as a last resort, and should be used only after a diligent effort to obtain coverage in the voluntary market has been made.

 

We recommend that all FAIR Plan policyholders shop for a different insurer at least annually in order to search for coverage that is more comprehensive than that offered by the FAIR Plan. Visit the California Department of Insurance web site for help in searching for residential insurance in California.

 

The California FAIR Plan does not estimate the fair market value of your property, the cost to rebuild your property, or the cost of labor and materials in your (or any other) area, or determine the appropriateness of the coverage you request. Instead, those are your responsibilities.

 

The California Fair Access to Insurance Requirements (“FAIR”) Plan was created in July 1968 following the 1960’s brush fires and riots. It is an insurance pool established to assure the availability of basic property insurance to people who own insurable property in the State of California and who, beyond their control, have been unable to obtain insurance in the voluntary insurance market.

 

There is no public funding, or taxpayers’ monies involved. The FAIR Plan is not a state agency.

 

MEETINGS:

Annual Meeting Oct 2018 Agenda

Governing Committee Oct 2018 Agenda

Non renewal homeowners insurance Insurance Non renewal reason Insurance non renewal notice letter Notice of non renewal of homeowners insurance Trouble finding homeowners insurance Finding homeowners insurance after being dropped Having trouble finding homeowners insurance Non renewal homeowners insurance Insurance Non renewal reason Insurance non renewal notice letter Notice of non renewal of homeowners insurance