The California FAIR Plan offers earthquake coverage through the California Earthquake Authority (CEA) as a separate policy for customers with a FAIR Plan dwelling fire policy.
Property Types Covered for Earthquakes
Did you know that most Californians live within 30 miles of an active fault? There are currently 15,700 known faults in the state. The FAIR Plan offers earthquake coverage—for customers with a FAIR Plan dwelling fire policy—as one of a number of participating member companies of the California Earthquake Authority (CEA).
Earthquake coverage is available through the CEA for the following:
1-4 unit residential dwellings.
Building Property coverage that can help you repair interior walls, flooring, fixtures and windows when the inside of your condo unit is damaged by
Protect your belongings and cover the cost of living elsewhere if your rental is damaged and in need of repairs after a quake.
Mobile & Manufactured Homes
Policy coverage includes earthquake damage to your mobile or manufactured home and structures attached to it, like your garage.
A stand-alone earthquake policy written by the FAIR Plan is not available.You must have an in-force FAIR Plan policy to qualify for CEA coverage through the FAIR Plan.
Visit the California Earthquake Authority website for more detailed information about the CEA and available coverage options.
For more information and to discuss your insurance needs, please contact a licensed broker. If you need help finding a broker, click here for a list of brokers in your area.
California Earthquake Authority
The FAIR Plan offers earthquake coverage through the California Earthquake Authority as a separate policy for customers with a FAIR Plan dwelling fire policy.
Learn more about the California Earthquake Authority here.