Commercial

The California FAIR Plan offers commercial insurance coverage for a variety of businesses that are unable to purchase coverage with a traditional insurance company.

Commercial Property Types Covered

If you are unable to purchase coverage with a traditional insurance company, the FAIR Plan offers a temporary solution for the
following customers:

Habitational Buildings

Buildings with 5 or more habitational units such as apartment buildings, hotels
or motels.

Retail Mercantiles

Shops such as boutiques, salons, dry cleaners and convenience stores.

Manufacturing

Companies that manufacture most types of products.

Office Buildings

Offices for professionals such as doctors, lawyers and consultants.

Buildings Under Construction

Residential and commercial buildings under construction from the ground up.

What is Covered?

The FAIR Plan Commercial Fire Policy is a named peril policy, which provides coverage only for damage caused by the specific causes of loss listed in the policy.

Fire
Lightning
Internal Explosion

Optional coverages are available at an additional cost, such as coverage for vandalism and malicious mischief.
For more information and to discuss your insurance needs, please contact a licensed broker.

Getting Started

For more information and to discuss your insurance needs, please contact a licensed broker. If you don’t have a broker, you may use our broker search to find a broker near you.

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