The California FAIR Plan offers commercial insurance coverage for a variety of businesses that are unable to purchase coverage with a traditional insurance company.
Commercial Property Types Covered
If you are unable to purchase coverage with a traditional insurance company, the FAIR Plan offers a temporary solution for the
Buildings with 5 or more habitational units such as apartment buildings, hotels
Shops such as boutiques, salons, dry cleaners and convenience stores.
Companies that manufacture most types of products.
Offices for professionals such as doctors, lawyers and consultants.
Buildings Under Construction
Residential and commercial buildings under construction from the ground up.
Farms and Wineries
Basic property insurance for commercial farms, wineries, and ranches, not including coverage for crops and livestock.
What is Covered?
The FAIR Plan Commercial Fire Policy is a named peril policy, which provides coverage only for damage caused by the specific causes of loss listed in the policy.
Optional coverages are available at an additional cost, such as coverage for vandalism and malicious mischief.
For more information and to discuss your insurance needs, please contact a licensed broker.
For more information and to discuss your insurance needs, please contact a licensed broker. If you don’t have a broker, you may use our broker search to find a broker near you.Find a Broker