The California FAIR Plan

Recurring Payment Authorization Terms and Electronic Communications Consent

These Recurring Payment Authorization Terms and Electronic Communications Consent (“Terms”) are an agreement between you and California FAIR Plan Association (together with its successors, assigns, agents, and service providers, “we”, “us” or “our”). By clicking the button on the enrollment screen, you are agreeing to these Terms (including the consent to receive electronic Communications), and you are authorizing us to initiate electronic debit entries to your designated Payment Account for amounts owed in connection with your insurance coverage. You understand and agree that these Terms will remain in full force and effect until terminated as provided below. If you do not agree to these Terms, do not enroll in recurring Payments.

1. Payment Account. Your “Payment Account” is the checking or savings account, debit card, or credit card you have provided to us. You may add or change your Payment Account at any time via our website. You may choose to save your Payment Account information to your online profile. If you do so, we may use such stored Payment Account for future Payments. You authorize us to verify your Payment Account is valid by using a third-party provider and you consent to our sharing of your information as needed to conduct such validation. By providing us with your Payment Account, you warrant that you are an authorized user on the Payment Account.

2. Payments. By enrolling, you authorize us to initiate recurring debits from your Payment Account (each, a “Payment”). The Payment will occur on or after the date indicated on the invoice. Your Payment Account will typically be debited within 3 business days of the scheduled Payment date. The amount of each Payment will be the total amount due (including applicable fees) as stated on your insurance invoice. You understand that you have the right to receive notice if the Payment amount will vary from the amount authorized above. We will provide such notice at least 10 days before your next scheduled Payment date. All Payments will be processed in U.S. dollars.

3. Error Correction and Refunds. You authorize us to initiate a debit from or credit to your Payment Account as necessary to correct any error made in processing a Payment or to provide any refund owed to you.

4. Termination. Your authorization will remain in force until the end of your current policy term. If your insurance coverage is cancelled, these Terms will terminate. We may terminate your ability to use the website to make Payments at any time in our sole discretion. You may terminate your authorization via CFP’s payment portal or cancel a Payment by contacting us via the contact information stated on your insurance invoice. You must contact us by the cancellation deadlines stated on your insurance invoice or other related documentation.

5. Re-enrollment. At each renewal term, you must re-enroll and opt-in for electronic communications and recurring payments, if that is your payment option choice for the renewal term. After you make your first payment for the renewal term, you will be required to opt-in for electronic communications and enroll in recurring payments.

6. Changes to Terms. We reserve the right to change these Terms in our sole discretion at any time. When changes are made, we will make a new copy of these Terms available to you.

7. Applicable Law. You understand these Terms are subject to applicable laws and payment network rules.

8. Copy of Terms. You should retain a copy of these Terms for your records by downloading a copy to your computer or other device or printing a copy.

9. Electronic Communications Consent. This Section 9 applies to any and all disclosures, notices, agreements, or other communications (“Communications”) we provide to you in connection with Payments made via our website.

a. Consent. You agree to receive all Communications from us electronically, including via our website. Your consent will be valid until you revoke your consent as provided below. If you do not consent, or you revoke your consent, you will be unable to make recurring payments via our website.

b. Access to Paper Copies. You should save copies of all Communications for your records. You may obtain a paper copy of any Communication by printing it or requesting a copy from us by contacting us via the contact information stated on your insurance bill. We reserve the right to send you a paper copy of any Communication, in our sole discretion, even if you have consented to receive such Communication electronically.
c. Hardware and Software Requirements. To access and retain electronic Communications. you must have:
• A computer, mobile phone, tablet, or other device with working Internet access;
• A current web browser;
• An operating system capable of accessing, displaying, and storing electronic Communications via portable document format (PDF), HTML, or plain text;
• A program that can view and save PDF files or the ability to download and save
or print the Communications; and
• A valid e-mail address.
d. Revoking Consent. If you wish to revoke your consent to receive electronic
Communications, you may do so by contacting us via the contact information stated on your insurance bill. You understand that by revoking your consent, you will be unable to make recurring Payments via our Website. Your revocation will be effective once we have had a reasonable opportunity to process your request. Your revocation will not affect the legal validity or enforceability of any Communication provided to you electronically before your revocation is effective.
e. Contact Information. You agree to provide us with your true, accurate, and up-to-date email address or other contact information we require in order to send electronic Communications to you. You agree to promptly notify us of changes to your contact information by contacting us via the contact information stated on your insurance bill.