Member Companies

Membership in the California FAIR Plan Association

In accordance with California Insurance Code Section 10095, every insurer licensed to write or engaged in writing basic property insurance in the state of California on a direct basis, shall be a member of the California FAIR Plan Association. Every insurer shall be a member as a condition of its authority to transact basic property insurance in the state.

Each insurer shall participate in the writings, expenses, profits and losses of the Association in proportion that its premiums written during the second preceding calendar year bear to the aggregate premiums written by all insurers in the program.

Member insurers who voluntary write basic property insurance on risks located in areas designated as brush risks by the Insurance Services Office (ISO) and inner city areas designated by the Commissioner of Insurance, will be proportionately relieved of the liability to participate in the Plan.

See Brush Area Definition for more information about the ISO brush risk areas.