Difference in Conditions (DIC)

Difference in Conditions (DIC) policies provide coverages that are not available through the FAIR Plan, such as water damage, theft and liability coverage. They are designed to combine with a FAIR Plan policy to provide coverage similar to that in a comprehensive homeowner’s policy.

The FAIR Plan does not offer DIC policies. For more information, learn more here or contact your broker.

How to Apply

Learn more about how to apply for a FAIR Plan policy.

How to Apply