Earthquake
The California FAIR Plan offers earthquake coverage through the California Earthquake Authority (CEA) as a separate policy for customers with a California FAIR Plan Dwelling Fire policy.
Property Types Covered for Earthquakes
As a participating member company of the California Earthquake Authority (CEA), the California FAIR Plan offers earthquake coverage for customers with a California FAIR Plan Dwelling Fire policy.
Earthquake coverage is available through the CEA for the following:
Dwellings
1-4 unit residential dwellings.
Condominium
Building Property coverage that can help you repair interior walls, flooring, fixtures and windows when the inside of your condo unit is damaged by an earthquake.
Renters
Protect your belongings and cover the cost of living elsewhere if your rental is damaged and in need of repairs after a quake.
Mobile & Manufactured Homes
Policy coverage includes earthquake damage to your mobile or manufactured home and structures attached to it, like your garage.
A stand-alone earthquake policy written by the California FAIR Plan is not available. You must have an in-force California FAIR Plan policy to qualify for CEA coverage through the California FAIR Plan.
Visit the California Earthquake Authority website for more detailed information about the CEA and available coverage options.
To discuss your insurance needs, please contact a licensed broker. Brokers may be able to offer you additional insurance options that provide more comprehensive coverage than the California FAIR Plan. Additionally, you may wish to contact more than one broker to see whether they can offer you coverage through other insurers. Not all brokers are registered to work with the California FAIR Plan.
